252 Kinderkamack Road Oradell, NJ 07649 Call: 1 (201) 261-5577


Equaled by Few, Exceeded by None!


Nicholas Karadimas


Nicholas Karadimas is the president of the firm. He has a Bachelors of Science in Business Administration with a concentration in accounting. Mr. Karadimas is a Certified Public Accountant, licensed in New Jersey and New York. He is a member of the American Institute of Certified Public Accountants, New Jersey Society of Public Accountants, and National Association of Tax Professionals. Mr. Karadimas has extensive public accounting experience with an emphasis on taxation of trusts, estates, and individuals. He specializes in estate and trust accountings. He has prepared both informal accountings for the fiduciaries of estates and trusts and formal accountings for the courts.  He handles a variety of clientele, from large corporations to small businesses.

Mr. Karadimas is also a registered representative and investment adviser representative with Cetera Financial Securities Corp. The FINRA registrations held by Mr. Karadimas are series 6, 63, 65, and 22. Mr. Karadimas holds the following insurance licenses: Health, Life, Annuities, and Long Term Care.

“By establishing close client relationships and providing a personalized service, I am able to help my clients achieve growth and success. Our firm’s growth is directly related to the success of our clients.


Maribel Lorenzo

Maribel Lorenzo is a graduate of Rutgers University with a B.S. in Accounting with concentrations in both Finance and Spanish.  She is a New Jersey licensed Certified Public Accountant,  and is a member of the American Institute of Certified Public Accountants as well as the New Jersey Society of CPAs.

Maribel has attained a great wealth of experience while working on a diverse client list consisting of  business, individual, non-profit, trust and estate clients. She has built successful relationships with the firm’s clients in order to provide the service and professionalism they deserve.

She enjoys travelling, reading, and socializing with family and friends.


Peggy Decaro

Peggy Decaro graduated from Montclair State University Magna Cum Laude with a BS in Accounting. She is a senior staff accountant with over 20 years of experience in public accounting and tax services.

Peggy handles a diverse client list consisting of individual and business clients including estates, trusts, and non-profit clients. Some of her expertise includes preparation of financial statements, tax returns and tax planning as well as estate accounting. Peggy enjoys the interpersonal relationships that she has with her clients and is always willing to provide timely advice whenever asked.

She enjoys being outdoors, traveling and spending time with family and friends.


Carolyn Montemarano

Carolyn Montemarano joined our team as a graduate of St. John’s University, NY. with a  B.S. in Marketing and a Minor in Economics . She obtained a Master’s of Business Administration in Finance at Pace University, N.Y. in May, 1993.

Carolyn is a registered client service associate of Cetera Financial Specialists. The FINRA registrations held by Carolyn are a Series 6 and 63 license.  She is an important part of BKCT Financial Group, handling client communications, wealth management, and financial planning services.

Carolyn has extensive experience in the financial services industry.   She brings her corporate experience and positive attitude to the firm.  She enjoys being outdoors, skiing, running, and biking.


Lucille Scerbo

Lucille Scerbo joined our team in 2006. Lucille Scerbo provides support and administrative services to the accounting team. Her endless administrative responsibilities include but are not limited to scheduling and maintaining  calendars, processing individual & corporate tax returns, as well as electronic filing.

One of Lucille’s strongest skills is building a strong personal relationship with clients.  She ensures communication between our firm and the clients that we serve.

Prior to joining our team, she worked for 30 years as an Account Executive in a leading Market Research Company in the Metropolitian area.

She enjoys baseball, soccer, traveling & spending time with family and friends.